How the main options differ on price, underwriting speed and features — for an example profile (Ontario, $30,000 contents, $2M liability, $1,000 deductible). Personalise it.
Breakdown
| Feature | Named perils | Comprehensive (all-risk) | Comprehensive + water endorsements |
|---|---|---|---|
| Estimated price | $20.80/mo | $26.00/mo | $30.68/mo |
| Underwriting | No inspection | No inspection | No inspection |
| Core benefit | Covers listed perils like fire and theft | All risks unless excluded | Sewer backup & above-ground water |
| Key feature | $1M liability | $2M liability | Identity theft & bikes |
| Watch out for | Higher deductible | Additional living expenses | Lower deductible |
| Ready? | Start | Start | Start |
Estimates are indicative ranges based on typical Canadian pricing for the example profile shown. They are not an offer of insurance. A licensed advisor confirms actual insurer quotes.
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