How insurance works in British Columbia: who regulates it, how auto insurance is sold, the risks insurers price in, and where to get licensed help.
Coverage in British Columbia
Insurance agents, brokers and adjusters are licensed through the Insurance Council of British Columbia / BCFSA.
Licensed in British Columbia
ICBC Basic is mandatory in BC, but it doesn't repair your own car or cover theft and hail. Here's how ICBC optional insurance works, where private insurers fit in and what to consider buying.
Read guide arrow_forwardWhen your condo or strata corporation charges its master-policy deductible back to you, deductible-assessment coverage on your unit policy pays it. Here's how the two policies split the risk and how to choose a limit.
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