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Liability, hull and equipment coverage for pleasure craft and personal watercraft.
Boat insurance is not required by federal law for pleasure craft, but marinas and lenders usually require liability, and a serious accident can cost far more than the boat. Operators of motorized pleasure craft need proof of competency, such as a Pleasure Craft Operator Card.
Small boats may have limited coverage under a home policy, but larger or faster boats, sailboats and personal watercraft usually need a separate boat policy with liability, hull and equipment coverage.
Or call +1 877 610 6554 · Monday to Friday, 9 a.m. to 6 p.m. ET
Who it’s for
Coverage
Injury or damage you cause to others while operating the boat.
Damage to the boat and motor from accidents, fire, theft and weather.
Electronics, gear and the boat trailer.
Help and salvage costs on the water.
Before you buy
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Learn before you buy
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