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Eligibility for PR, work permits and students, with advice in your language.
Permanent residents can usually buy life insurance like any Canadian. Work-permit holders and international students can often get coverage too, but insurers set their own rules on time in Canada, permit length and maximum coverage.
Group coverage from a new job is often small and ends when you leave the job, so many newcomers add an individual term policy to protect a family, a mortgage or remittances home.
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Who it’s for
Coverage
Affordable coverage for a family and mortgage.
Which insurers accept your status and how much they offer.
A lump sum after a serious diagnosis.
Matched with an advisor who speaks your language where available.
Before you buy
A newcomer specialist knows each insurer's rules for permanent residents, work-permit holders and international students, including how long you must be in Canada and how much coverage you can get. Advisors who speak your language are matched where available.
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Learn before you buy
Term life gives the most coverage per dollar for a set period, while whole life covers you for life and builds cash value at a much higher price. Here is how to decide.
Read guide arrow_forwardPermanent residents can usually buy life insurance much like citizens, and many work-permit holders and students can qualify too. Here is what insurers look at and how to prepare.
Read guide arrow_forwardMost Canadian families need enough life insurance to clear debts, pay off the mortgage, replace several years of income and fund education. Here is how to add it up with the DIME method.
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