Provincial health plans pay only a small fraction of emergency medical costs outside Canada — and nothing for trip cancellation or interruption. Travel insurance covers emergency hospital and doctor bills, medical evacuation, and non-refundable trip costs. Snowbirds, people with pre-existing conditions and frequent travellers have specialised options.
Travel & visitors
9 min read
Updated Oct 13, 2026
Super Visa vs Visitor Visa for Parents: Stay Length, Insurance and Total Cost
A Super Visa lets parents and grandparents stay up to five years at a time but requires private medical insurance, a medical exam and proof of the host's income. A visitor visa is simpler, but most stays are capped at about six months and insurance is optional.
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