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Protect the building, the rent and your liability when you rent it out.
A homeowner policy is written for a home you live in. Once you rent out the whole property, you usually need a rental dwelling or landlord policy, and your tenants' insurance covers their belongings and liability, not your building.
Landlord policies cover the structure, your furnishings, liability, and loss of rental income while the property can't be rented after an insured loss. Condo landlords need unit coverage that includes improvements and their share of a deductible assessment.
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Who it’s for
Coverage
The structure, or the unit improvements for a condo.
Rent you lose while the property is repaired after an insured loss.
Injury or damage claims tied to the property.
Appliances and furnishings you provide.
Before you buy
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Every request is matched with an advisor licensed in your province who compares insurers for you, explains the fine print and handles the application. No cost to you and no obligation to buy.
Learn before you buy
Instasure's model puts typical home insurance at about $92 to $154 a month across the provinces for one example house, as of October 2026. Here's the full province and city table, why Alberta tops it, and the changes that lower your own premium.
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