location_on Quebec
gavel AMF
Insurance in Quebec
How insurance works in Quebec: who regulates it, how auto insurance is sold, the risks insurers price in, and where to get licensed help.
info
Advisor service in Quebec is coming soon. We’re not yet licensed to advise in your province. Join the waitlist and we’ll contact you as soon as a licensed advisor is available.
Coverage in Quebec
Choose what you want to insure
favorite
Life Insurance QC
event_available
Term Life Insurance QC
all_inclusive
Whole Life Insurance QC
bolt
No-Medical Life Insurance QC
house
Mortgage Life Insurance QC
monitor_heart
Critical Illness Insurance QC
accessible
Disability Insurance QC
medical_services
Health & Dental Insurance QC
flight_takeoff
Travel Insurance QC
family_restroom
Super Visa Insurance QC
directions_car
Car Insurance QC
home
Home Insurance QC
apartment
Condo Insurance QC
key
Tenant Insurance QC
storefront
Business Insurance QC
construction
Contractor Insurance QC
gavel
Professional Liability (E&O) Insurance QC
groups
Group Benefits QC
directions_car
How auto insurance works in Quebec
- check_circleBodily injury from auto accidents is covered on a no-fault basis by the Société de l’assurance automobile du Québec (SAAQ), funded through licence and registration fees.
- check_circleProperty damage and civil liability are covered by private insurers; the legal minimum civil liability is $50,000, though most drivers carry $1 million or more.
thunderstorm
Risks insurers price in Quebec
- warningSpring flooding along the St. Lawrence, Ottawa and Rivière des Prairies
- warningIce storms
- warningVehicle theft in the Montreal region
Representatives and firms must be certified/registered with the AMF; online insurance offers require an AMF-registered firm with a representative available to consumers.
Cities in Quebec
quiz Straight answers
Insurance in Quebec: FAQ
Who regulates insurance in Quebec?
expand_more
Autorité des marchés financiers (AMF). Representatives and firms must be certified/registered with the AMF; online insurance offers require an AMF-registered firm with a representative available to consumers.
How does car insurance work in Quebec?
expand_more
Bodily injury from auto accidents is covered on a no-fault basis by the Société de l’assurance automobile du Québec (SAAQ), funded through licence and registration fees. Property damage and civil liability are covered by private insurers; the legal minimum civil liability is $50,000, though most drivers carry $1 million or more.
What are the biggest insurance risks in Quebec?
expand_more
Spring flooding along the St. Lawrence, Ottawa and Rivière des Prairies; Ice storms; Vehicle theft in the Montreal region.
check_circle
Licensed in Quebec
Your dedicated advisor
Matched by province, product & language
Get matched with an advisor licensed in Quebec
Every request is matched with an advisor licensed in your province who compares insurers for you, explains the fine print and handles the application. No cost to you and no obligation to buy.