Our role
Instasure.ca provides general insurance information, calculators and indicative estimates, and connects users with insurance advisors and brokerages licensed in the user’s province. General information on this site is not advice for your specific situation. Insurance products are offered only by licensed individuals and firms, in the provinces where they are licensed.
Instasure.ca provides insurance information and estimates and connects Canadians with insurance professionals licensed in their province. Estimates are not quotes, offers or guarantees of coverage; final terms and pricing are set by the insurer after underwriting.
Advisor licences
Each advisor’s profile lists the provinces they are licensed in, their licence type and licence number. You can verify a licence with the regulator below.
Provincial regulators
| Province / territory | Regulator / licensing body |
|---|---|
| Ontario | Financial Services Regulatory Authority of Ontario (FSRA); RIBO for P&C brokers |
| Quebec | Autorité des marchés financiers (AMF) |
| British Columbia | BC Financial Services Authority (BCFSA) / Insurance Council of BC |
| Alberta | Alberta Insurance Council; Superintendent of Insurance |
| Manitoba | Insurance Council of Manitoba |
| Saskatchewan | Financial and Consumer Affairs Authority (FCAA) and the Saskatchewan insurance councils |
| Nova Scotia | Nova Scotia Superintendent of Insurance |
| New Brunswick | Financial and Consumer Services Commission (FCNB) |
| Newfoundland and Labrador | Superintendent of Insurance (Service NL) |
| Prince Edward Island | PEI Superintendent of Insurance |
| Yukon, NWT, Nunavut | Territorial Superintendents of Insurance |
Quebec
Online offers of insurance to Quebec residents require an AMF-registered firm. Until our partners’ registration covers Quebec, Quebec residents can use our guides and estimates and join a waitlist; we do not offer or arrange insurance for Quebec residents through this site.
Complaints
- Contact the advisor or brokerage, then the insurer’s complaints officer.
- If unresolved: General Insurance OmbudService (home, auto, business) or the OmbudService for Life & Health Insurance (OLHI).
- You may also contact the regulator in your province.
Estimates
Estimates are indicative ranges for the example profile and date shown. They are not quotes, offers or guarantees of coverage. Final pricing and coverage terms are set by the insurer after underwriting.