How the main options differ on price, underwriting speed and features — for an example profile (Consulting / IT / professional in Ontario, $150,000 revenue, 1 employees, $2M CGL). Personalise it.
Breakdown
| Feature | CGL only | Business package | Package + E&O + cyber |
|---|---|---|---|
| Estimated price | $32.20/mo | $46.00/mo | $69.00/mo |
| Underwriting | Business details | Business details | Business details |
| Core benefit | Third-party injury & property damage | CGL + contents/equipment | Professional liability (E&O) |
| Key feature | Certificate of insurance | Business interruption | Cyber & privacy breach |
| Watch out for | Products & completed operations | Crime & money coverage | Higher limits |
| Ready? | Start | Start | Start |
Estimates are indicative ranges based on typical Canadian pricing for the example profile shown. They are not an offer of insurance. A licensed advisor confirms actual insurer quotes.
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Comparisons use Instasure’s pricing model and published product features. Insurers can’t pay to change rankings. Read our editorial guidelines and how we make money.
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