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Benefits when you can no longer care for yourself.
Long-term care insurance pays a weekly or monthly benefit if you can't perform basic activities of daily living, such as bathing, dressing or eating, or have a cognitive impairment such as dementia. Benefits help pay for care at home or in a facility.
Public programs cover some care, but private and semi-private costs can be high. Fewer insurers sell individual long-term care in Canada than in the past, so alternatives such as critical illness with a long-term care option are worth comparing.
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Who it’s for
Coverage
Help paying for long-term care homes and assisted living.
Support to stay at home.
Benefits for conditions such as dementia.
Critical illness and disability options with care features.
Before you buy
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Every request is matched with an advisor licensed in your province who compares insurers for you, explains the fine print and handles the application. No cost to you and no obligation to buy.
Learn before you buy
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