How the main options differ on price, underwriting speed and features — for an example profile (Ontario, $500,000 rebuild cost, built 2000, $1,000 deductible, with water endorsements). Personalise it.
Breakdown
| Feature | Standard comprehensive | Comprehensive + water | Premium protection |
|---|---|---|---|
| Estimated price | $117/mo | $133/mo | $160/mo |
| Underwriting | Property details | Property details | Property details |
| Core benefit | Replacement cost dwelling | Sewer backup & overland water (where available) | Higher limits on jewellery & bikes |
| Key feature | $1M liability | $2M liability | Identity theft & equipment breakdown |
| Watch out for | No water endorsements | Guaranteed replacement cost options | Service line coverage |
| Ready? | Start | Start | Start |
Estimates are indicative ranges based on typical Canadian pricing for the example profile shown. They are not an offer of insurance. A licensed advisor confirms actual insurer quotes.
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