Group benefits plans give employees health, dental, life and disability coverage at group rates — a major factor in hiring and retention. Small employers can choose traditional insured plans, health spending accounts (HSAs) or a hybrid, and control cost with plan design.
Health & living benefits
8 min read
Updated Oct 12, 2026
CDCP vs Employer Dental Benefits: Should Small Businesses Still Offer Dental?
If you offer dental in any form, including employee-paid dental or a health spending account that covers dental, your staff generally can't use the Canadian Dental Care Plan, even if they waive your plan. Here's how the access rule works and how to decide.
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