Key British Columbia risks insurers price in: earthquake (coastal BC) — usually an optional endorsement; wildfire in the Interior; atmospheric-river flooding (Fraser Valley 2021).
Health & living benefits
8 min read
Updated Oct 12, 2026
CDCP vs Employer Dental Benefits: Should Small Businesses Still Offer Dental?
If you offer dental in any form, including employee-paid dental or a health spending account that covers dental, your staff generally can't use the Canadian Dental Care Plan, even if they waive your plan. Here's how the access rule works and how to decide.
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