Michael Minh Le Chi is a Certified Financial Planner (CFP) and wealth manager based in Toronto, Ontario, with more than a decade in financial planning. His work centres on one idea: everyday individuals and families deserve objective, conflict-free financial advice.

Before founding his independent practice, Le Chi Financial Wealth Management, Michael spent several years as an advisor at Sun Life Financial, where he was recognized as a Top 3 Consultant for three consecutive years and built and led his own advisory team. He specialized in comprehensive financial roadmaps that take clients from the start of their careers to a secure, independent retirement.

Michael has also built businesses outside financial planning. He co-founded a global online fitness business with his wife, joined the fintech start-up Planly as a core contributor in 2019, and is co-owner of ClearPath Building Services.

At Instasure.ca, Michael writes our guides and brings a planner's view to insurance: how coverage fits a household's budget, goals and long-term plan, and where it overlaps with savings, debt and retirement.

Michael's articles are general information, not personal financial, tax or insurance advice. For a recommendation on your situation, speak with an advisor licensed in your province.