Super Visa Insurance in St. John’s, NL

For an example profile (62-year-old visitor, $100,000 coverage, $0 deductible, no pre-existing coverage, 12 months), Instasure’s model estimates roughly $119–$184/mo as of October 2026. Your price depends on age of the visitor, coverage limit and deductible, pre-existing condition coverage and the insurer — get an instant personalised estimate, then a licensed advisor confirms real insurer quotes.

Yes. The policy covers your parent or grandparent while they visit you in St. John’s. It must meet IRCC’s requirements (including at least $100,000 of emergency coverage for one year); a licensed advisor in Newfoundland and Labrador can help you compare plans and payment options.

Superintendent of Insurance (Digital Government and Service NL). Agents and brokers are licensed by the Superintendent of Insurance. Complaints about insurers can be escalated to the General Insurance OmbudService (home, auto, business) or the OmbudService for Life & Health Insurance.

IRCC requires private medical insurance that covers health care, hospitalization and repatriation, provides at least $100,000 of emergency coverage, and is valid for at least one year from the date of entry. Rules on eligible insurers and payment options can change, so always confirm on the IRCC website before you apply.

Many insurers offer monthly payment plans (often with a deposit). IRCC has accepted proof of a policy paid in instalments where the policy otherwise meets its requirements — confirm current IRCC guidance and the insurer’s documentation before applying.