Skip to content
Canada-wide
location_on Montreal, QC gavel AMF

Insurance in Montreal, QC

Compare car, home, tenant, life and business insurance in Montreal — with instant estimates, local risk insight and advisors licensed in Quebec.

info

Advisor service in Quebec is coming soon. We’re not yet licensed to advise in your province. Join the waitlist and we’ll contact you as soon as a licensed advisor is available.

RegulatorAMF
Auto insuranceSAAQ + private
Population~1.8M
Advisor serviceWaitlist
directions_car

How auto insurance works in Quebec

  • check_circleBodily injury from auto accidents is covered on a no-fault basis by the Société de l’assurance automobile du Québec (SAAQ), funded through licence and registration fees.
  • check_circleProperty damage and civil liability are covered by private insurers; the legal minimum civil liability is $50,000, though most drivers carry $1 million or more.
thunderstorm

Risks insurers price in Montreal

  • warningSpring flooding (2017, 2019)
  • warningVehicle theft linked to export through the port
  • warningIce storms (1998, April 2023)
  • warningSpring flooding along the St. Lawrence, Ottawa and Rivière des Prairies
  • warningIce storms

Representatives and firms must be certified/registered with the AMF; online insurance offers require an AMF-registered firm with a representative available to consumers.

Nearby cities

quiz Straight answers

Insurance in Montreal: FAQ

How do I find an insurance advisor in Montreal?

expand_more
Start an instant estimate on Instasure and we’ll match you with an advisor licensed in Quebec for your product and language. Advisors compare multiple insurers and there’s no cost to you.

What insurance risks are common in Montreal?

expand_more
Spring flooding (2017, 2019); Vehicle theft linked to export through the port; Ice storms (1998, April 2023).

Who regulates insurance in Montreal?

expand_more
Autorité des marchés financiers (AMF). Representatives and firms must be certified/registered with the AMF; online insurance offers require an AMF-registered firm with a representative available to consumers.
check_circle
Licensed in Quebec Your dedicated advisor Matched by province, product & language

Get matched with an advisor licensed in Quebec

Every request is matched with an advisor licensed in your province who compares insurers for you, explains the fine print and handles the application. No cost to you and no obligation to buy.