location_on Edmonton, AB gavel Superintendent of Insurance

Insurance in Edmonton, AB

Compare car, home, tenant, life and business insurance in Edmonton — with instant estimates, local risk insight and advisors licensed in Alberta.

RegulatorSuperintendent of Insurance

Auto insurancePrivate market

Population~1M

Advisor serviceAvailable

Coverage in Edmonton

Choose what you want to insure

favorite Life Insurance Edmonton event_available Term Life Insurance AB all_inclusive Whole Life Insurance AB bolt No-Medical Life Insurance AB house Mortgage Life Insurance AB monitor_heart Critical Illness Insurance AB accessible Disability Insurance AB medical_services Health & Dental Insurance AB flight_takeoff Travel Insurance AB family_restroom Super Visa Insurance Edmonton directions_car Car Insurance Edmonton home Home Insurance Edmonton apartment Condo Insurance Edmonton key Tenant Insurance Edmonton storefront Business Insurance Edmonton construction Contractor Insurance AB gavel Professional Liability (E&O) Insurance AB groups Group Benefits AB

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How auto insurance works in Alberta

check_circleAlberta auto insurance is private but tightly regulated. For 2026 the rate cap for eligible good drivers is 7.5%.
check_circleAlberta is moving to a “Care-First” (no-fault-style) injury model from January 1, 2027, with a new adjustable cap on insurers’ average increases.
check_circleAlberta auto premiums rose sharply in 2026 (+22.6% year over year in Q2 2026 per the Applied Rating Index), making comparison shopping especially valuable.

thunderstorm

Risks insurers price in Edmonton

warningHail and summer storms
warningExtreme cold and frozen pipes
warningWildfire smoke and evacuations nearby
warningHail — Calgary sits in Canada’s “hail alley”
warningWildfire (Fort McMurray 2016, Jasper 2024)

Agents and brokers are licensed by the Alberta Insurance Council.

Nearby cities

location_cityRed Deer

Licensed in Alberta

Advisors serving Edmonton

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Instasure Advisor Team

Licensed advisor team

Licensed: ON, BC, AB, MB, SK, NS, NB, NL, PE · English

Guides for Alberta

Home, condo & tenant 5 min read

Updated Oct 3, 2026

Calgary Hail Insurance Guide: Home and Car Coverage Explained

One Calgary hailstorm can damage your car and your roof in minutes. Here's how comprehensive auto coverage and home insurance handle hail, what deductibles and roof terms to check, and how to file a claim.

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Auto insurance 5 min read

Updated Oct 3, 2026

Alberta Car Insurance 2026: Rate Cap, Care-First and How to Shop

Alberta's 2026 good-driver rate cap is 7.5%, and the province moves to a Care-First injury model on January 1, 2027. Here's what that means for your renewal, your claims and how you shop.

Read guide arrow_forward

quiz Straight answers

Insurance in Edmonton: FAQ

policyHave a complaint about an insurer?

Start with the insurer’s complaint officer. Unresolved home, auto and business disputes can go to the General Insurance OmbudService; life and health disputes to the OmbudService for Life & Health Insurance.

How do I find an insurance advisor in Edmonton?

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Start an instant estimate on Instasure and we’ll match you with an advisor licensed in Alberta for your product and language. Advisors compare multiple insurers and there’s no cost to you.

What insurance risks are common in Edmonton?

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Hail and summer storms; Extreme cold and frozen pipes; Wildfire smoke and evacuations nearby.

Who regulates insurance in Edmonton?

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Alberta Superintendent of Insurance (Treasury Board and Finance). Agents and brokers are licensed by the Alberta Insurance Council.

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Licensed in Alberta Instasure Advisor Team Licensed advisor team

Get matched with an advisor licensed in Alberta

Every request is matched with an advisor licensed in your province who compares insurers for you, explains the fine print and handles the application. No cost to you and no obligation to buy.

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