Contractor Insurance in Alberta

For an example profile (Consulting / IT / professional in Alberta, $150,000 revenue, 1 employees, $2M CGL), Instasure’s model estimates roughly $139–$241/mo as of October 2026. Your price depends on trade and type of work, revenue and subcontracting, claims history and the insurer — get an instant personalised estimate, then a licensed advisor confirms real insurer quotes.

Alberta Superintendent of Insurance (Treasury Board and Finance). Agents and brokers are licensed by the Alberta Insurance Council. Complaints about insurers can be escalated to the General Insurance OmbudService (home, auto, business) or the OmbudService for Life & Health Insurance.

General liability is not required by law for most trades, but clients, general contractors, property managers and many municipalities require proof of coverage. Workplace safety coverage (e.g. WSIB, WorkSafeBC) is a separate provincial requirement for many employers.